NIL CONSULTANCY
About us
We are a specialist fintech and management consulting firm delivering advisory and execution support to banks, payment institutions, electronic money institutions (EMIs), and regulated financial service providers across the payments and digital finance landscape.
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Our expertise spans the full value chain of modern financial services, including payment systems, e-money and wallet infrastructures, card issuing and acquiring programs, PSP operations, AML and financial crime compliance, governance frameworks, and product and platform strategy. We combine deep regulatory knowledge with practical operational experience to support complex, high-impact initiatives in regulated environments.
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We advise organizations throughout the Turkey and European Union markets, supporting market entry and expansion strategies, EMI and payment institution licensing, regulatory readiness, and cross-border operational design. Our work includes central bank and regulator engagement, AML/KYC and risk framework design, banking and scheme integrations (Visa, Mastercard, domestic schemes), and the establishment of scalable technology and operating models.
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Beyond regulatory and technical execution, we work closely with executive leadership to define clear commercial strategy, product roadmaps, and operating governance. We support clients in building resilient, audit-ready, and future-proof payment platforms that meet regulatory expectations while enabling growth, innovation, and efficiency.
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Our approach is structured, analytical, and execution-oriented. We act as a trusted partner to senior management, bridging strategy, regulation, and day-to-day operations. By combining strategic clarity with operational discipline, we help organizations scale sustainably, optimize performance, and deliver compliant, customer-centric financial products in competitive and evolving markets.